Lucy is your virtual F&I assistant, powered by artificial intelligence

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Lucy's mission? Improve F&I efficiency by quickly and precisely automating complex and routine tasks. This allows Business Managers to spend more quality time with customers and close more deals.

Lucy gets 85% of customers
automatically pre-qualified
Lucy finds the best reserves
and interest rates
Analyzes lender pre-calls
and finds matching inventory
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Let's get started

Join the satisfied dealers that use the Lucy F&I Platform!

Lucy was built by dealers, for dealers !

Lucy was built and used by dealers for 5 years prior to its commercialization in April 2021. We already have a proven track-record:
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increase in sales
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customers automatically pre-qualified regardless of their credit history
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creates the optimal deal structure in 16 seconds (incl. reserves and bonus)

Lucy reduces the analysis time of non-prime credit files from several hours to just 16 seconds!

Credit or vehicle first? The ideal non-prime F&I process
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What happens when the client is declined at finance
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The Lucy Platform is your virtual F&I assistant

Lucy will optimize the efficiency of your F&I department,
just as she did for our first 100 clients
Garage Windsor
Prêt Auto Partez
Blainville Mitsubishi
Chomedey Hyundai
Prêt Auto Partez
Kitchener Honda

Average Rating of over 4.8

The Lucy platform, as well as the training and follow-up services provided by our team, are highly valued in dealerships.

Customer Credit Management

LUCY is very practical. Notes on files, lender conditions, customer credit analysis (useful to break client expectations before being more gentle).

Geneviève St-Jules
Customer Credit Management

Lucy is an essential tool for non-prime F&Is working in car dealerships. Crazy Lucy as we often call her will help us on several factors in our daily routine. Lucy allows me to forward complete files to collaborating institutions in just a click of the mouse.

Sasha Bouffard
Customer Credit Management

In August 2020, Lucy was able to approve 21 clients of which we made 10 sales. These are 10 sales that we couldn't have done without Lucy. Our ROI is very high since the profitability generated by these non-prime sales largely exceeds the platform cost.

Marc-Olivier Richard
Customer Credit Management

When I get non-prime clients, Lucy really helps me. The lender conditions are also very useful.

Emilie Anne
Customer Credit Management

I love the fact that Lucy has paperless documents, automatic reminders, text messaging. Lucy boosted my production by at least 20% and that’s without counting on the automated credit decisions she produces!

Stephany Kempffer

A wide range of tools are available on the Lucy platform.

Lucy provides strong performance and replaces a multitude of tools with a single one. As a result, this is an efficient way to decrease the number of screens that finance managers use in a day. The Lucy platform's final objective is to integrate all of the F&I tools into a single screen.

Awards & Partners

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Our mission is to create a new standard in non-prime lending. By combining artificial intelligence and human data, we are changing the way consumers get financed.

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