Using predictive AI to transform automotive lending

Predictive AI Loan-Matching & Customer Credit Management

Meet Lucy, designed to get more customers approved

Lucy was built by dealers, for dealers

An F&I Platform For Dealers
Lucy acts as a Customer Credit Management (CCM) platform that manages every aspect of the financing process. From consumer acquisition and credit pre-qualification to the nurturing of clients. Equip your F&Is with Lucy and get 85% of your clients approved for credit.
An Online Consumer Application Form Widget
An online form for your dealer website, that uses a unique predictive AI
loan-matching system, consumers get approved 85% of the time, whether they have prime, near-prime, subprime or even deep subprime financial profiles.
A Suite Of API Solutions
Technology partners access the Lucy software, resources and APIs to build complementary solutions to address their customer needs. Get more consumers financed, regardless of their financial condition.

Partners & Integration

Combine seamlessly fitting layouts, customize everything you want, switch components on the go using our bootstrap.

50% increase in non-prime sales

Lucy was originally created by dealers and automotive marketing resources. The DecisioningIT platform is built for dealer success. Stop losing deals to subprime specialists!

The Lucy F&I Platform has been created by dealers, for dealers. The proof is in the pudding and Lucy was built and used by dealers for 5 years prior to its commercialization in April 2021.

In a nutshell, Lucy is driven by a cutting-edge AI engine that provides F&I managers with options other products simply cannot do. The idea is to help less experienced F&I managers with their sales while saving time for experienced F&I managers, for both prime and non-prime financing.

What Our Dealers Have To Say

🎉 🎉 🎉 🎉

Thank you for reaching out.

We'll be in touch!