André-Martin Hobbs, Author at DecisioningIT

The New Rules of Dealer Satisfaction: Tech, Trust, and Timely Solutions

In today’s challenging automotive financing landscape, Canadian auto lenders must go beyond merely meeting dealer expectations to thrive. This insight stems from the J.D. Power 2025 Canada Dealer Financing Satisfaction Study, which analyzed 5,974 finance provider evaluations from new-vehicle dealerships...

May 13, 2025

AI in Auto Lending: A Smarter, Safer Future Powered by Intelligent Decisioning

Artificial Intelligence

AI in Auto Lending: A Smarter, Safer Future Powered by Intelligent Decisioning

The auto lending landscape is undergoing a radical transformation. Artificial intelligence (AI) is no longer just a buzzword; it’s a force reshaping how lenders operate, how decisions are made, and how customers engage with financing. From improving credit assessments to...

May 1, 2025

Rising Consumer Debt and Auto Finance: Why Smarter Decisioning is More Critical Than Ever

Consumer Credit Latest News

Rising Consumer Debt and Auto Finance: Why Smarter Decisioning is More Critical Than Ever

As household debt in the U.S. continues to soar, the auto finance industry faces growing risks — and growing opportunities — in how it navigates consumer credit challenges. According to Experian, auto loan balances alone ballooned from $1.1 trillion in...

April 27, 2025

The 5 Deficits of Legacy Auto Finance Technology — And How DecisioningIT Helps You Overcome Them

Artificial Intelligence Automotive Finance eContracting Latest News

The 5 Deficits of Legacy Auto Finance Technology — And How DecisioningIT Helps You Overcome Them

In a rapidly evolving automotive finance landscape, clinging to outdated systems isn’t just inefficient — it’s a direct roadblock to growth. Rising vehicle prices, the shift toward electric vehicles (EVs), and consumer demand for flexible leasing models are reshaping how...

April 10, 2025

Consumer Anxiety Over Auto Loan Approvals Hits 15-Year Peak

Automotive Finance Consumer Credit Credit Approvals Prequalification

Consumer Anxiety Over Auto Loan Approvals Hits 15-Year Peak

The Growing Disconnect in Auto Financing Recent data highlights a widening gap in the auto financing industry—while credit access is improving, consumer anxiety around securing loans is at an all-time high. The Federal Reserve Bank of New York’s February Survey...

March 19, 2025

Embracing AI to Navigate the New Normal in Automotive Retail

Artificial Intelligence Automotive Finance

Embracing AI to Navigate the New Normal in Automotive Retail

The automotive industry stands at a critical juncture—a transformative era where traditional dealership strategies must rapidly evolve to match changing market conditions. Entering 2025, dealerships face an increasingly challenging landscape marked by inventory hurdles, escalating carryover rates, and intense pressure...

March 1, 2025

DecisioningIT Welcomes Industry Veteran Yves Varin as Strategic Advisor

Montreal, February 11, 2025 – DecisioningIT, an innovative fintech specializing in automotive financing, is pleased to announce the appointment of Yves Varin as Strategic Advisor. With over 25 years of experience in the automotive and finance industries, Yves brings invaluable...

February 11, 2025

More positives from Wolters Kluwer Auto Finance Digital Transformation Index

Automotive Finance Digital Retailing

More positives from Wolters Kluwer Auto Finance Digital Transformation Index

Analysis by Wolters Kluwer Compliance Solutions from its Q4 Auto Finance Digital Transformation Index showed adoption of digitized contracting and documentation workflows by auto retailers and their financing partners that foster back-office efficiencies saw a noticeable jump to close last...

February 3, 2025

TransUnion set to acquire remaining portion of UK-based credit prequalification platform

Digital Retailing Latest News

TransUnion set to acquire remaining portion of UK-based credit prequalification platform

TransUnion is bolstering its portfolio to operate in the credit prequalification market. The company on Wednesday signed a definitive agreement to acquire U.K.-based Monevo, a credit prequalification and distribution platform that can empower lenders and banks to deliver highly personalized...

January 8, 2025

Addressing the Affordability Challenge with F&I Products

Consumer Credit F&I

Addressing the Affordability Challenge with F&I Products

Blog Post: Addressing the Affordability Challenge with F&I Products The automotive market is facing a growing affordability crisis. With rising vehicle prices, increasing maintenance costs, and persistent economic uncertainties, consumers are finding it harder to manage the financial demands of...

December 12, 2024