Latest News Archives

DecisioningIT at the CCAEQ Congress in Rimouski: Showcasing the SAM Widget

Andre-M. was on site in Rimouski for the CCAEQ annual congress, representing DecisioningIT at our booth and demoing our SAM pre-qualification widget. It was a great chance to connect with dealers from Eastern Québec and the North Shore and walk...

November 13, 2025

Canadian used-car market steadies in Q3 — but the road ahead is still hazy

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Canadian used-car market steadies in Q3 — but the road ahead is still hazy

Canada’s used-vehicle market has cooled into a more seasonal rhythm after an overheated first half, with wholesale values easing gently and retail prices still sitting above last year. That mix creates a window to trade a touch of gross for...

November 5, 2025

From Airfare to Auto Sales: Why Dealers Must Wake Up to AI-Powered Pricing

Artificial Intelligence Digital Retailing Latest News

From Airfare to Auto Sales: Why Dealers Must Wake Up to AI-Powered Pricing

Delta Airlines just changed the game. The global airline giant has started rolling out an artificial intelligence system to dynamically price its flights based on who you are—not a standard fare chart. The old model of fixed pricing is giving...

July 24, 2025

Auto Loan Delinquencies Hit Record High in Q1 — Canadians Struggle with Rising Vehicle Ownership Costs

Consumer Credit Latest News Repossessions

Auto Loan Delinquencies Hit Record High in Q1 — Canadians Struggle with Rising Vehicle Ownership Costs

Late payments on auto loans have hit a new high across North America in early 2025, and Canadians aren’t immune. The growing burden of vehicle ownership — from record-high insurance premiums to skyrocketing repair costs — is making it harder...

June 18, 2025

Rising Consumer Debt and Auto Finance: Why Smarter Decisioning is More Critical Than Ever

Consumer Credit Latest News

Rising Consumer Debt and Auto Finance: Why Smarter Decisioning is More Critical Than Ever

As household debt in the U.S. continues to soar, the auto finance industry faces growing risks — and growing opportunities — in how it navigates consumer credit challenges. According to Experian, auto loan balances alone ballooned from $1.1 trillion in...

April 27, 2025

The 5 Deficits of Legacy Auto Finance Technology — And How DecisioningIT Helps You Overcome Them

Artificial Intelligence Automotive Finance eContracting Latest News

The 5 Deficits of Legacy Auto Finance Technology — And How DecisioningIT Helps You Overcome Them

In a rapidly evolving automotive finance landscape, clinging to outdated systems isn’t just inefficient — it’s a direct roadblock to growth. Rising vehicle prices, the shift toward electric vehicles (EVs), and consumer demand for flexible leasing models are reshaping how...

April 10, 2025

DecisioningIT Welcomes Industry Veteran Yves Varin as Strategic Advisor

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DecisioningIT Welcomes Industry Veteran Yves Varin as Strategic Advisor

Montreal, February 11, 2025 – DecisioningIT, an innovative fintech specializing in automotive financing, is pleased to announce the appointment of Yves Varin as Strategic Advisor. With over 25 years of experience in the automotive and finance industries, Yves brings invaluable...

February 11, 2025

TransUnion set to acquire remaining portion of UK-based credit prequalification platform

Digital Retailing Latest News

TransUnion set to acquire remaining portion of UK-based credit prequalification platform

TransUnion is bolstering its portfolio to operate in the credit prequalification market. The company on Wednesday signed a definitive agreement to acquire U.K.-based Monevo, a credit prequalification and distribution platform that can empower lenders and banks to deliver highly personalized...

January 8, 2025

The Used-Vehicle Market Shifts Toward Older Inventory

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The Used-Vehicle Market Shifts Toward Older Inventory

The latest Cars Commerce Industry Insights Report for August reveals a notable trend in the used-vehicle market: older cars have taken center stage in driving supply and influencing vehicle values. This shift is a reflection of the lingering effects of...

September 20, 2024

S&P Global Ratings Highlights Historical Patterns in Subprime Auto Loan

Automotive Finance Latest News Non-Prime Financing

S&P Global Ratings Highlights Historical Patterns in Subprime Auto Loan

In the world of subprime auto finance, history has a way of repeating itself. The latest report from S&P Global Ratings reveals a familiar pattern of rapid growth followed by performance deterioration within subprime auto finance asset-backed securities (ABS). This...

August 27, 2024